Liberals, How has mandating auto insurance lowered premium prices?
Posted on Mar 07, 2008 under Insurance Information |Like you claim mandating Health Insurance will do, what say you?
I have never been in a accident, yet my premiums keep going up.
kingkings.com
Insurance Information
March 7th, 2008 at 6:02 am
It hasn't, and illegal aliens don't bother with insurance. But what's the alternative?
Health care companies and insurance companies shouldn't be involved with national health care. We need a single payer system like most other countries have.
March 7th, 2008 at 6:02 am
It spreads the risk among more drivers. Health insurance is a different can of worms.
March 7th, 2008 at 6:02 am
We should ask Small Business owners if paying protection to the Mob ever lowered operation costs
March 7th, 2008 at 6:02 am
It hasn't that is why the insurance lobby pushed it through. You ever think maybe you are looking for the boogeyman in the wrong places
March 7th, 2008 at 6:02 am
no, we want SOCIALIZED health care. not the bonanza for corporations madated health insurance would be
March 7th, 2008 at 6:02 am
Its actually done quite a bit, I work in the insurance field.
By mandating auto insurance, states were forced to regulate the premiums being charged and this forced more insurers to be open and forthright when applying for rate increases….key word would be APPLYING. Insurance companies have to apply to the state to raise rates. The state can also go back and sue the insurance companies if it turns out they were over-charging for coverage…fat chance that happens with your health insurance bill.
Without govt regulation, the insurance companies would get to pick and choose who they want to cover, this means instead of 1/4-1/5 of the people on the road being uninsured, you'd have closer to 1/2-1/3. You also would have no ability to make sure you were paying a fair premium nor would you have the solvency clauses and protection from the state in the event the insurance company is never truly concerned with paying claims.
You really should develop an understanding of something before you criticize it.
EDIT: "Ive never been in an accident, yet my premiums keep going up" Look at inflation and then you have to look at the claims in your state or area. Thats how they factor these in. This keeps it afforable to a point for everyone. Instead of only affordable for a select few with extremely volatile rates. AGAIN, you do not understand how insurance works so you blindly criticize it…..not the best plan of action, but I assume you do the same thing when it comes to other religions, governmental systems, economic models, etc.
March 7th, 2008 at 6:02 am
its cheaper in states that require it
March 7th, 2008 at 6:02 am
You answered your own question. It's the insurance industry that is the problem.
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