Can add my sick sister to my health insurance, help!?
Posted on Mar 08, 2008 under Insurance Information |My oldest sister is 62, she lives overseas and not a US citizen, she have breast cancer with bone metastasis!, I need to bring here to US and take care of her, I have Pacific care PPO, same insurance for 4 years already, it's not individual insurance, it's my employer insurance if that make difference.
My question is can add her as dependant to my insurance as there is no one can take care of her, and I'm her primary care taker
March 8th, 2008 at 8:24 am
Usually it would be for your husband/wife and children. I am not aware if you can have siblings unless you are their guardian. Also most insurances will not cover most cancer's if they are pre-existent. In your sister's case it is a pre-existent condition. She would have had to have had the insurance before she had gotten the cancer. But in all cases your human resource worker at your job should know the answers to all your questions.
March 8th, 2008 at 8:24 am
The only way to be certain is to go to your companies personnel office and have them check it out for you. I doubt very much if you will be able to add a sister. And if you can there might be a waiting period before it will cover a pre-existing condition.
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