Is glass covered by compulsory insurance?
Posted on Mar 16, 2008 under Insurance Information |got up this morning and my windshield was cracked.I only have compulsory insurance.Am I covered? I live in Massachusetts.My vehicle is a pickup truck.
kingkings.com
Insurance Information
March 16th, 2008 at 6:52 am
you will have to pay something depending on your excess on the insurance policy, however you can buy a windscreen repair kit from any good car store and this will save you making a claim in the first place.
March 16th, 2008 at 6:52 am
Basic Insurance is for Third Party Damages, and your own basic damage. Normally For electrical, Glass, Accessories, Passengers, etc. Owner, Driver Etc.Additional Premiums are charged, One should be specific while taking Car Insurance.
March 16th, 2008 at 6:52 am
Probably not covered. You must carry comprehensive coverage (fire, theft, glass) to be covered for glass claims. Sounds like you just have liability only (in NY that is the only thing that is compulsory along with PIP coverage)
March 16th, 2008 at 6:52 am
Only if you have taken the secondary glass coverage on the policy. It's usually attached to the fire, theft, collision side of things.
March 16th, 2008 at 6:52 am
If you are sure you only have compulsory insurance, it is not covered. If you have Comprehensive coverage your w/s is covered. In MA, the deductible does not apply to any glass loss.
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