Geico or Progressive Car Insurance?
Posted on Mar 31, 2008 under Insurance Information |I live in Chicago, IL. Which company offers better car insurance?
kingkings.com
Insurance Information
I live in Chicago, IL. Which company offers better car insurance?
March 31st, 2008 at 7:02 am
I've used both and in my opinion both offer comparable service. What it comes down to is price and it depends on where you live, your driving record, etc. I'd recommend going to http://InsureMeToday.info to compare rates for both companies.
March 31st, 2008 at 7:02 am
There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps!
March 31st, 2008 at 7:02 am
From the two companies you mention it tells me you are choosing insurance based on what you see on television commercials. Don't feel bad, you're not alone. These two are the most frequently named in this type of question.
In reality, to get the very best coverage and service for the lowest possible premiums call an independent agent. You can find them listed in your local telephone yellow pages. Independent agents are not bound to any one particular company. They are free to use your particular circumstances then shop around from among many different companies to match you up with the carrier that best serves your needs. An independent agent can easily beat any offer from either Geico or Progressive.
March 31st, 2008 at 7:02 am
Hi,
Good post. I had some problems with my car after I had an accident. My Insurer wanted to raise my rates $525 a year! I've never even gotten a speeding ticket!
I looked for a new provider and found this website:
http://www.help-my-house-rent-mortgage.org
They compare all of the major insurance providers and give you the best deal. I ended up saving over $300 from what I was previously paying (that's $825 a year!).
Good Luck