It depends on if you are asking about work comp insurance for yourself if you are an employee or if you are asking if you need to have it for somebody that works for you.
If for yourself, you have to consider if you are an independent contractor. If you are an independent, you probably don't have it through the cable company because you likely are independent. If you are independent, you would not be looking for work comp, you should be looking for disability insurance, both short and long term. One of the nation's largest disability insurers is right there in Georgia, AFLAC.
If you are in the position of an employer, like for example you pay somebody to work for you, then you almost certainly need it, so long as they are not an 'independent contractor' who works for you.
Most states' work comp laws specify that if you have even one 'employee' working under you then you need to have work comp for them.
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April 24th, 2008 at 7:30 am
It depends on if you are asking about work comp insurance for yourself if you are an employee or if you are asking if you need to have it for somebody that works for you.
If for yourself, you have to consider if you are an independent contractor. If you are an independent, you probably don't have it through the cable company because you likely are independent. If you are independent, you would not be looking for work comp, you should be looking for disability insurance, both short and long term. One of the nation's largest disability insurers is right there in Georgia, AFLAC.
If you are in the position of an employer, like for example you pay somebody to work for you, then you almost certainly need it, so long as they are not an 'independent contractor' who works for you.
Most states' work comp laws specify that if you have even one 'employee' working under you then you need to have work comp for them.
April 24th, 2008 at 7:30 am
go to business wizard they will tell you
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