depends on what you feel comfortable with, i have a toyta camry same year and i have full covrage just high deductable..
the least is just liablity if you car gets totaled then you will have to start all over buy yourself, the other thing to do if figure out the value of your car ( blue book) and it might not even be worth having full coverage.
On a car that old , you ahould probably have the highest deductable you can afford. In otherwords, if you have a minor accident, you either don't get it fixed, or you pay for the repair yourself. For something major, you would have come out of pocket for the deductable, say $1,000, By having a higher deductable, your premium will be lower. States vary, but you should definitly carry uninsured driver insurance to protect yourself from the idiots out there that don't have insurance.
depends on the value of the car..500.00 is what most of my customers carry. go to nadaguide.com and get the value make decision from there..how much do you pay for your comp/coll per year and how many years would it take to pay for your car from that. Any value over a few thousand is probably worth covering.
I'd check the bluebook value of the car. And if it's still worth a decent amount I'd keep full coverage on it for a little while longer. Make sure you have the uninsured, underinsured coverage.
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I was beeing looking the Internet for this info and i wanted to thank you for the post. Also, just off topic, where can i find a copy of this theme? – Thank you
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May 29th, 2008 at 6:59 am
depends on what you feel comfortable with, i have a toyta camry same year and i have full covrage just high deductable..
the least is just liablity if you car gets totaled then you will have to start all over buy yourself, the other thing to do if figure out the value of your car ( blue book) and it might not even be worth having full coverage.
May 29th, 2008 at 6:59 am
On a car that old , you ahould probably have the highest deductable you can afford. In otherwords, if you have a minor accident, you either don't get it fixed, or you pay for the repair yourself. For something major, you would have come out of pocket for the deductable, say $1,000, By having a higher deductable, your premium will be lower. States vary, but you should definitly carry uninsured driver insurance to protect yourself from the idiots out there that don't have insurance.
May 29th, 2008 at 6:59 am
depends on the value of the car..500.00 is what most of my customers carry. go to nadaguide.com and get the value make decision from there..how much do you pay for your comp/coll per year and how many years would it take to pay for your car from that. Any value over a few thousand is probably worth covering.
May 29th, 2008 at 6:59 am
I'd check the bluebook value of the car. And if it's still worth a decent amount I'd keep full coverage on it for a little while longer. Make sure you have the uninsured, underinsured coverage.
December 26th, 2010 at 11:57 pm
excellent post,however i get some difficulty in understanding the last paragraph, could you please make it clear a bit further?
December 27th, 2010 at 2:37 am
I was beeing looking the Internet for such info and just wanted to say thanks to you for this post. Also, just off topic, where can i find a copy of this theme? – 10x
December 27th, 2010 at 7:47 am
I was beeing looking the Internet for this info and i wanted to thank you for the post. Also, just off topic, where can i find a copy of this theme? – Thank you
January 27th, 2011 at 7:21 am
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