In most cases, No! But, you do not have to pay it. There are many lenders now that do not require Private Mortgage Insurance.
I did a loan for a man about four years ago. somehow on his statement from countrywide it was reflecting a PMI payment-which he was not required to pay- it was an error and it was refunded to him eventually….but in most cases it is not refunded.
You can refinance and get out of your mortgage insurance.
I was beeing trying to find the WWW for such info and just wanted to say thanks to u for the post. Also, just off topic, how can i download a version of this theme? – Thank you
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June 2nd, 2008 at 6:08 am
No, like the name suggests, it's mortage insurance through a private company. They're guaranteeing your loan should you default.
June 2nd, 2008 at 6:08 am
In most cases, No! But, you do not have to pay it. There are many lenders now that do not require Private Mortgage Insurance.
I did a loan for a man about four years ago. somehow on his statement from countrywide it was reflecting a PMI payment-which he was not required to pay- it was an error and it was refunded to him eventually….but in most cases it is not refunded.
You can refinance and get out of your mortgage insurance.
December 27th, 2010 at 6:12 am
I was beeing trying to find the WWW for such info and just wanted to say thanks to u for the post. Also, just off topic, how can i download a version of this theme? – Thank you
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