HSA Medical Insurance?
Posted on Jul 09, 2008 under Insurance Information |I am thinking of going with an insurance plan that qualifies for a HSA. The plan has no maternity but will cover mom and baby if there are complications. My AFLAC guy wants to sell me a policy that give you money for a hospital stay and having a baby qualifies for the plan. We plan to get pregnant later this year, do you think that i am crazy to go without maternity and use the aflac to help pay for things?
July 9th, 2008 at 9:31 am
What kind of money does the AFLAC give you for hospital stays? Just lost wages or what else? Prenatal care and hospital expenses can easily approach $10K with a normal birth with a C-section being a few grand more. If you are planning on getting pregnant, getting the maternity coverage would likely be a net win for you.
July 9th, 2008 at 9:31 am
Nope, I did this myself. Just make sure that the exact plan(s) you are looking at will work with the HSA plan.
It would be a good idea to get quotes and information from an agent in your local area. You can do that easily by filling out a form at http://www.myinsurancequotes.net. A local agent will help you figure it all out. I hope that helps!
Jared Balis
http://www.utahinsurance.org
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