What is insurance?What are the different types of insurance?Which of the insurance is mandatory?
Posted on Jul 12, 2008 under Insurance Information |How and where do u get insurance?What do u need to get an insurance?
kingkings.com
Insurance Information
July 12th, 2008 at 8:21 am
Insurance, by definition, is a contract by which a company, in consideration of a sum of money or percentage, agrees to indemnify the insured against loss, injury death, etc. by certain risks. Different types of insurance include any type of motorized vehicle (auto, motorcycle, RV, boat, jet ski, etc). Property insurance includes (primary residence, rental dwellings, condos, apartments, commercial buildings, etc.). Other types of insurance is for people (i.e. Life, Health, Disability, Workers Compensation, etc) One kind that is mandatory is auto insurance; if you are financing your vehicle and the state you live in requires liability coverage, you'll probably need "full-coverage". Another kind that is mandatory is Homeowner insurance if you own and are financing your home. Your mortgage company requires that you maintain insurance until your loan is paid in full. You should contact a local independent insurance broker who can provide you with competitive quotes on the type/s of insurance to suit your needs. LOL
July 12th, 2008 at 8:21 am
Most if not all states require that you carry at least a minimum amount of liability insurance on your car.
Anything that you have financed - auto, home, boat, motorcycle… The financing company will require that you have full coverage.
Companies that do business with government agencies are required to have certain amounts of liability and bond coverages.
If you have a family I would say that you are morally required to get life and disability insurance.
To find a local insurance agent - http://www.findlocalinsurance.com
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