how good is tonik health insurance?
Posted on Jul 17, 2008 under Insurance Information |active college student who needs a supplement to our generic university health care. snowboarding/mountain biking accidents, etc.
kingkings.com
Insurance Information
July 17th, 2008 at 8:07 am
It depends on what you want from your health insurance. Tonik is a Blue Cross Blue Shield product, so you would be part of a network that consistently ranks high in health insurance satisfaction surveys. And it’s been a hit: in less than two years it’s become BCBS’s second-best selling health plan in California. However, it might not offer much more than your student health plan. For example, it doesn’t cover pregnancy (not a problem for you) or brand name drugs. But it does offer vision and dental for a really low price. UniCare has a similar plan marketed to “young invincibles” called “Sound.” You might want to compare the two plans and see if they are both available near you.
If I were you, I’d make a list with three columns. One for what you want/expect from health insurance, another one for your student health plan, and another for Tonik (or any other health insurance). Then, just fill in the blanks with how the college plan and the private plan meet your needs. It’s simple, I know, but putting things down on paper usually helps me think things through. You might not even need the additional insurance.
If you are interested, though, check out MostChoice.com. I’m a writer there, and they have a simple approach to shopping for insurance: make locally licensed agents do all the legwork. They have instant quotes and plan details for free, and they have a network of agents that can answer your questions and guide you to a plan that’s right for you. There’s no cost, and you’re not obligated to buy insurance from any of the agents that call you. Just ask your questions and wait for an agent to deliver the right solution.
You can visit MostChoice here: http://www.mostchoice.com/health-insurance.cfm
Take care. I hope this helps.
Barnes @ MostChoice.com
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