Archives for July, 2008

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Car insurance GAP Insurance - how do you ask?

Posted on Jul 10, 2008 under Insurance Information | 4 Comments

I want to ask about GAP insurance but I do not want to look to guilty….what do you guys think?

I need car insurance in broomfield co?

Posted on Jul 10, 2008 under Insurance Information | 3 Comments

I have one speeding ticket and i'm 19 years old where can i go to get car insurance cheap i get min wage. and i need full coverage and if you know what full coverage consists of please let me know i have a 2003 dogde neon se

Trying to understand health insurance…?

Posted on Jul 10, 2008 under Insurance Information | 3 Comments

I don' really understand all those terms about health insurance. I want to buy one, but money is very important. Let's say I buy insurance with 2000 deductible, 2000 out-of-pocket, $30 co-pay and 30% co-insurance. Then I visit doctor that charges $200 per visit. Then I have x-ray and blood test done that cost $500.
What do I pay altogether? Someone told me that it would be $530 (co-pay + test) coz I wouldn't have met deductible yet. Is that true?

how do you know you have full coverge for auto insurance?

Posted on Jul 10, 2008 under Insurance Information | 3 Comments

i checked out statefarm website and selected premium plan

USAA insurance?

Posted on Jul 10, 2008 under Insurance Information | 3 Comments

would anybody know a wild guess on how much a 1997 buick lesabre insurance would cost with usaa for a 19 year old???

Do I need a separate "Disaster Recovery" insurance policy?

Posted on Jul 10, 2008 under Insurance Information | 2 Comments

I recently got a letter from my mortgage company, offering me an additional insurance policy that will pay my mortgage payment if my home is damaged by a disaster for up to 24 months. And for each month that we can't live in our home, it pays $1000 to us. If the house is condemned, they will pay off the mortgage. If we ever make a claim on our regular homeowner's policy and have a deductible we need to pay, this policy would reimburse that amount, up to twice a year.

It's pretty cheap coverage…less than $30 a month. I'm trying to figure out if this is something we need. We live in the Midwest, and our area does not have huge weather events, but it does have occasional tornadoes.

Does anybody out there have a law degree and work in the insurance industry?

Posted on Jul 10, 2008 under Insurance Information | 1 Comment

Ge money insurance not taken out!!!?

Posted on Jul 10, 2008 under Insurance Information | 2 Comments

I have received a letter from ge money saying i have taken out insurance on my account however i have no account or any correspondance whatsoever with ge money does this definately mean someone has my details? and if so what is the best course of action?

Medical Bills, go through insurance or self pay?

Posted on Jul 10, 2008 under Insurance Information | 2 Comments

I recently had an accident that required me to go to the emergency room, have x-rays taken, and a soft cast put on my foot. Well now that all the fun is over the bills are rolling in. I have a very basic insurance plan through being a full-time college student that only covers $400 for outpatient emergency room care. Because of this the hospital told me to get charity care which brought the $2900 bill down to $1400. My insurance company told me though that they may be able to get a better discount since it is in their PPO network but the PPO provider (CHN) wont tell me what the dicount would be. I dont have a lot of money (being a full-time grad student) and dont want to roll the dice and go through insurance only to find out the the discount is only $300 and they cover me for $400 leaving me with a larger bill than if I went through charity care. The PPO discount for the X-Ray reading brought the bill from $61 down to $13 which is a huge discount. Does anyone know what to do?

What all does healthcare insurance cover?

Posted on Jul 10, 2008 under Insurance Information | 9 Comments
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