how long will the insurance company keep your incident record ? And the insurance rate return to normal ?
Posted on Jan 06, 2009 under Insurance Information |I got involved in an auto accident. I never had any accident. But my insurance rate increase almost 2-fold. how long that my rate will be increased ?

January 6th, 2009 at 6:11 am
ins companies charge for a ticket or at fault accident for 3 years. after that 3 year period has passed your ins rate should drop.
January 6th, 2009 at 6:11 am
they usually keep it 3 to 5 years it just depends on your insurance co.if you ask them they should tell you how long.
January 6th, 2009 at 6:11 am
It totally depends on your insurer.
You should shop around to see if there might be an insurer that will look more closely at you credit score rather than your driving record. Some insurers put more creedence in your credit score than your driving record because credit scores are much more accurate in predicting insurance loss. Mostly because it's pretty easy to hide tickets from your record.
Also check to see if you belong to any membership organizations that might offer discounted rates.
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November 12th, 2010 at 7:58 am
Good thinking. Wondering what you think of it’s implication on society as a whole though? Sometimes people get a little upset with global expansion. I will be back soon and follow up with a response.
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November 17th, 2010 at 9:03 pm
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November 19th, 2010 at 4:52 pm
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November 19th, 2010 at 8:07 pm
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November 20th, 2010 at 1:16 am
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November 20th, 2010 at 6:33 am
Depending on yourself to make the decisions can really be upsetting and frustrating. Many of us develop this ability over the course of our life. Its not the sort of thing that simply just happens.
November 20th, 2010 at 10:21 pm
Depending on yourself to make the decisions can really be upsetting and frustrating. Many of us develop this ability over the course of our life. Its not the sort of thing that simply just happens.
November 21st, 2010 at 8:32 am
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November 24th, 2010 at 12:55 pm
Have you ever wondered who posts some of this stuff that you come across? Honestly the internet used to be like a different place, recently though it has turned around. What are your thoughts?
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I’m curious if you ever have problems with what people post? Honestly the internet used to be like a different place, recently though it has turned around. What do you think?
November 27th, 2010 at 11:09 pm
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November 29th, 2010 at 2:39 pm
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November 29th, 2010 at 4:54 pm
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November 29th, 2010 at 9:13 pm
Have you ever wondered who posts some of this stuff that you come across? Recently it seems to have become an epidemic, except that recently it seems to have become better. Do you agree?
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December 1st, 2010 at 4:10 pm
Depending on yourself to make the decisions can really be upsetting and frustrating. Many of us develop this ability over the course of our life. Its not the sort of thing that simply just happens.
December 1st, 2010 at 10:04 pm
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December 3rd, 2010 at 2:26 pm
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December 6th, 2010 at 2:29 am
Have you ever wondered who posts some of this stuff that you come across? Honestly the internet used to be like a different place, recently though it has turned around. Do you agree?
December 6th, 2010 at 6:23 am
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Have you ever wondered who posts some of this stuff that you come across? Recently it seems to have become an epidemic, although it seems to be changing for the better. What are your thoughts?
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December 7th, 2010 at 3:15 pm
Depending on yourself to make the decisions can really be upsetting and frustrating. It takes years to build confidence. It doesn’t really just happen if you know what I mean.
December 7th, 2010 at 4:54 pm
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December 8th, 2010 at 2:03 pm
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December 8th, 2010 at 3:10 pm
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December 9th, 2010 at 4:05 pm
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December 9th, 2010 at 5:04 pm
Sometimes I question the internet and what is posted? Honestly the internet used to be like a different place, although it seems to be changing for the better. What are your thoughts?
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Personally I’m impressed by the quality of this. Generally when I come across these sort of things I like to post them on Digg. Although this time I’m not sure if this would be best for the users. I will be sure to submit something else though.
December 9th, 2010 at 10:59 pm
Trusting to make the right decisions can be tough. It takes years to build confidence. Frankly it takes more than just happening to happen.
December 10th, 2010 at 2:57 am
Have you ever wondered who posts some of this stuff that you come across? Recently it seems to have become an epidemic, recently though it has turned around. What are your thoughts?
December 10th, 2010 at 4:10 am
Trusting to make the right decisions can be tough. It can take many people a long time to build a strong moral system. It doesn’t really just happen if you know what I mean.
December 10th, 2010 at 12:31 pm
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December 10th, 2010 at 3:43 pm
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December 11th, 2010 at 7:45 pm
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December 12th, 2010 at 4:46 pm
Excellent ideas throughout this post, you just gained a brand new reader. I’m curious if you have any follow ups to this post?
December 12th, 2010 at 11:27 pm
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December 13th, 2010 at 8:07 am
I’m curious if you ever have problems with what people post? The internet never used to be like that, except that recently it seems to have become better. What do you think?
December 13th, 2010 at 8:10 pm
Get upset! Simply letting the quota happen isn’t acceptable. Now this will let you take the next steps to becoming successful.
December 13th, 2010 at 10:59 pm
Depending on yourself to make the decisions can really be upsetting and frustrating. It can take many people a long time to build a strong moral system. It doesn’t really just happen if you know what I mean.
December 14th, 2010 at 9:00 am
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December 15th, 2010 at 3:28 pm
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December 15th, 2010 at 6:02 pm
Get upset! Get motivated and get pissed off. This will help you stay above the curve.
December 15th, 2010 at 6:04 pm
I’m curious if you ever have problems with what people post? Honestly the internet used to be like a different place, although it seems to be changing for the better. What do you think?
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December 16th, 2010 at 2:11 am
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December 16th, 2010 at 9:49 pm
Trusting to make the right decisions can be tough. Many of us develop this ability over the course of our life. Frankly it takes more than just happening to happen.
December 17th, 2010 at 11:03 am
You need to get upset! Get motivated and get pissed off. This will help you stay above the curve.
December 17th, 2010 at 11:08 am
Depending on yourself to make the decisions can really be upsetting and frustrating. It can take many people a long time to build a strong moral system. It doesn’t really just happen if you know what I mean.
December 18th, 2010 at 11:07 am
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December 18th, 2010 at 2:35 pm
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December 18th, 2010 at 2:39 pm
Personally I’m impressed by the quality of this. Generally when I come across these sort of things I like to post them on Digg. I don’t think this would be the best to submit though. I will be sure to submit something else though.
December 18th, 2010 at 2:48 pm
Interesting approach towards this. Wondering what you think of it’s implication on society as a whole though? There are times when things like this begin to have global expansion and frustration. I’ll be around soon to check out your response.
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December 19th, 2010 at 12:46 am
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December 20th, 2010 at 3:59 pm
This makes me somewhat upset. I’m not pointing fingers at you though, really I think its everyone else that is responsible.
December 20th, 2010 at 7:31 pm
Sometimes I question the internet and what is posted? The internet never used to be like that, although it seems to be changing for the better. What are your thoughts?
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December 24th, 2010 at 7:35 pm
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Have you ever wondered who posts some of this stuff that you come across? The internet never used to be like that, except that recently it seems to have become better. Do you agree?
December 25th, 2010 at 10:15 pm
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Good thinking. What are your thoughts on expansion on a global scale? There are times when things like this begin to have global expansion and frustration. I’ll check back to see what you have to say.
December 29th, 2010 at 4:30 pm
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December 30th, 2010 at 1:18 am
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December 30th, 2010 at 3:30 pm
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December 30th, 2010 at 10:55 pm
This is a different sort of opinion that many people don’t usually talk about. Sometimes I fav stuff like this on Redit. Although this time I’m not sure if this would be best for the users. I’ll take a look around your site though and submit something else.
December 31st, 2010 at 3:09 pm
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January 1st, 2011 at 1:06 pm
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January 1st, 2011 at 1:10 pm
Great stuff.I’d like to recommend checking out such as something like cheeseburger. What do you think?
January 1st, 2011 at 3:46 pm
If you really want you can look the other way and not talk about it. The real truth comes with being honest with yourself and your goals. Generally this will lead to a mistaken and unproductive life.
January 2nd, 2011 at 4:04 pm
This is tough. I’m not saying you are responsible, personally I think that its those that aren’t motivated to change.
January 2nd, 2011 at 9:17 pm
You need to get upset! Get motivated and get pissed off. Now this will let you take the next steps to becoming successful.
January 2nd, 2011 at 9:40 pm
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January 3rd, 2011 at 4:33 pm
Good thinking. What are your thoughts on expansion on a global scale? People obviously get frustrated when it begins to affect them locally. I’ll check back to see what you have to say.
January 3rd, 2011 at 4:43 pm
If you really want you can look the other way and not talk about it. The real truth comes with being honest with yourself and your goals. Generally this will lead to a mistaken and unproductive life.
January 3rd, 2011 at 8:27 pm
Have you ever wondered who posts some of this stuff that you come across? Recently it seems to have become an epidemic, except that recently it seems to have become better. What are your thoughts?
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Interesting approach towards this. Wondering what you think of it’s implication on society as a whole though? There are times when things like this begin to have global expansion and frustration. I’ll be around soon to check out your response.
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January 4th, 2011 at 11:29 pm
Personally I’m impressed by the quality of this. Generally when I come across these sort of things I like to post them on Digg. Although this time I’m not sure if this would be best for the users. I’ll look around and find another article that may work.
January 5th, 2011 at 3:23 am
Sometimes I question the internet and what is posted? Recently it seems to have become an epidemic, except that recently it seems to have become better. Do you agree?
January 5th, 2011 at 10:56 am
I have been checking out a few of your stories and it’s pretty nice stuff. I will surely bookmark your blog.
January 5th, 2011 at 1:18 pm
Trusting to make the right decisions can be tough. It takes years to build confidence. It doesn’t really just happen if you know what I mean.
January 5th, 2011 at 5:03 pm
This makes me somewhat upset. I’m not saying you are responsible, really I think its everyone else that is responsible.
January 6th, 2011 at 12:26 am
This is a good subject to talk about. Usually when I find stuff like this I stumble it. This article probably won’t do well with that crowd. I’ll take a look around your site though and submit something else.
January 6th, 2011 at 2:11 am
Definitely, what a great website and educative posts, I will bookmark your website.Have an awesome day!
January 6th, 2011 at 4:11 am
Very good suggestions, you just gained a brand new reader. What would you suggest in regards to your post that you made a few days ago?
January 6th, 2011 at 8:56 pm
Have you ever wondered who posts some of this stuff that you come across? Honestly the internet used to be like a different place, except that recently it seems to have become better. What are your thoughts?
January 6th, 2011 at 9:09 pm
You need to get upset! Simply letting the quota happen isn’t acceptable. Now this will let you take the next steps to becoming successful.
January 6th, 2011 at 11:25 pm
I did a search on the issue and found most people will consent with your site.
January 7th, 2011 at 1:01 am
I’m curious if you ever have problems with what people post? Honestly the internet used to be like a different place, although it seems to be changing for the better. Do you agree?
January 7th, 2011 at 1:19 am
That’s a very good feedback. What are your thoughts on expansion on a global scale? There are times when things like this begin to have global expansion and frustration. I’ll check back to see what you have to say.
January 7th, 2011 at 12:18 pm
Pretty good article. I just stumbled upon your blog and wanted to say that I have really enjoyed reading your blog posts. Any way I’ll be coming back and I hope you post again soon.
January 7th, 2011 at 12:22 pm
Your thoughtful insight and good ideas is a big reason why I will continue to visit your site. You’ve obviously spent a lot of time on this. Well done!
January 7th, 2011 at 12:24 pm
updating your blog with more information? It is extremely helpful for me.
January 7th, 2011 at 12:57 pm
I know this is really boring and you are skipping to the next comment, but I just wanted to throw you a big thanks - you cleared up some things for me!
January 8th, 2011 at 12:03 am
Interesting approach towards this. I’m curious to think what type of impact this would have globally? Sometimes people get a little upset with global expansion. I’ll be around soon to check out your response.
January 8th, 2011 at 4:58 am
I’m curious if you ever have problems with what people post? Recently it seems to have become an epidemic, recently though it has turned around. What do you think?
January 8th, 2011 at 1:31 pm
I’m wondering if you have noticed how the media has changed? Now it seems that it is discussed thoroughly and more in depth. Overall though I’m looking for a change.
January 8th, 2011 at 9:24 pm
Good website, smooth and straightforward on the eyes and high-quality material too.
January 8th, 2011 at 11:52 pm
You made some clear points there.
January 9th, 2011 at 4:00 am
This sort of thing needs to happen! Get motivated and get pissed off. This will help you stay above the curve.
January 9th, 2011 at 4:25 pm
I’m curious if you ever have problems with what people post? The internet never used to be like that, except that recently it seems to have become better. What are your thoughts?
January 9th, 2011 at 5:50 pm
I’m curious if you ever have problems with what people post? The internet never used to be like that, recently though it has turned around. What do you think?
January 9th, 2011 at 7:10 pm
This is a different sort of opinion that many people don’t usually talk about. Usually when I find stuff like this I stumble it. Although this time I’m not sure if this would be best for the users. I’ll look around and find another article that may work.
January 10th, 2011 at 4:04 am
Relying on your instanct is tough for most of us. It takes years to build confidence. It doesn’t really just happen if you know what I mean.
January 10th, 2011 at 12:34 pm
I’m curious if you ever have problems with what people post? The internet never used to be like that, recently though it has turned around. What are your thoughts?
January 10th, 2011 at 12:57 pm
I’m curious if you ever have problems with what people post? Recently it seems to have become an epidemic, recently though it has turned around. Do you agree?
January 10th, 2011 at 4:56 pm
Just now you can branch out from your daily understanding. The best thing you can do is become relevant with yourself and faithful with your own morals. Generally this will lead to a mistaken and unproductive life.
January 10th, 2011 at 7:38 pm
Excellent ideas throughout this post, personally I’m gonna have to bookmark this and come back to it. What would you suggest in regards to your post that you made a few days ago?
January 10th, 2011 at 9:10 pm
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January 27th, 2011 at 11:00 am
Aw, this was a truly quality post. In theory I???ê?èd like to write like this too - taking time and actual effort to create a good post?- but what can I say?- I procrastinate alot and in no way seem to get a thing performed
January 27th, 2011 at 5:36 pm
This makes me somewhat upset. I’m not pointing fingers at you though, really I think its everyone else that is responsible.
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