don’t know, just be careful when buying low cost health insurance. they usually limit the lifetime cap on expenses to a very low amount. so if you had a major illness like cancer, you might wish that you don’t survive. a good policy will have at least 1 million cap.
it depends on what type of policy you want. If you do a search on a site like insuranceshoppers.net, you’ll find some REALLY cheap options on through some more expensive options that would be a waste of money. But there is a reason the cheapest ones are so cheap, because they have really low limits (calendar year, outpatient, Rx, etc) or don’t have any coverage at all in some areas. The best thing to do is to choose one of the companies you have heard of and get a high deductible plan that still covers everything like Rx. Call the agency to help you out, it doesn’t cost anything. In the end, it’s all just a gamble - like going to Vegas. If you are healthy and don’t know what is going to happen in the future, you’ll more than likely come out ahead by saving money in premiums with a high deductible plan or HSA qualified plan. If you have pre-existing conditions and can’t get individual (underwritten) health insurance in Colorado, you might check Cover Colorado - covercolorado.org
September 16th, 2009 at 8:00 am
don’t know, just be careful when buying low cost health insurance. they usually limit the lifetime cap on expenses to a very low amount. so if you had a major illness like cancer, you might wish that you don’t survive. a good policy will have at least 1 million cap.
September 16th, 2009 at 8:00 am
it depends on what type of policy you want. If you do a search on a site like insuranceshoppers.net, you’ll find some REALLY cheap options on through some more expensive options that would be a waste of money. But there is a reason the cheapest ones are so cheap, because they have really low limits (calendar year, outpatient, Rx, etc) or don’t have any coverage at all in some areas. The best thing to do is to choose one of the companies you have heard of and get a high deductible plan that still covers everything like Rx. Call the agency to help you out, it doesn’t cost anything. In the end, it’s all just a gamble - like going to Vegas. If you are healthy and don’t know what is going to happen in the future, you’ll more than likely come out ahead by saving money in premiums with a high deductible plan or HSA qualified plan. If you have pre-existing conditions and can’t get individual (underwritten) health insurance in Colorado, you might check Cover Colorado - covercolorado.org
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