Do I have to keep my husband on my health insurance?
Posted on Sep 22, 2009 under Insurance Information |He has only been gone for three months. We are not even legally separated because he has done nothing about it.
Since there is no legal separation, do I still have to keep the a– on my health insurance?
Is your answer based on legal information? I’m not looking for an opinion.
September 22nd, 2009 at 7:28 am
yes you do if something happen to him you can be held responceable for his medical bills until the divorce is final if he dont pay they go after you
September 22nd, 2009 at 7:28 am
Not unless you’ve been ordered by a court of law to keep him on your health plan. I don’t know of any law that requires a wife to keep her spouse on a health plan. You might want to start proceedings on your own since he’s not making a move to disolve the union.
I would think worst case scenario would be that the insurance company would make you wait for an "open enrollment" time to make any changes.
September 22nd, 2009 at 7:28 am
No, You are not obligated to keep him on. But if he files for divorce and you have him still on your insurance. The Judge me make you keep him on, If he doesn’t have a job.
September 22nd, 2009 at 7:28 am
its your choice, when you renew your annual enrollment. even if still together its your choice who you enroll in your insurance.
September 22nd, 2009 at 7:28 am
Usually this is something that you have to change at open enrollment or renewal time. In the case of divorce, you can usually do that immediately as soon as you have divorce or legal separation papers releasing your marital responsibility. It’s common for a husband or a wife to just have one health insurance policy for both or the entire family unit, so there have to be laws to protect the insured. Health insurance and medical costs are such crucial issues right now. In some states, you may need to present proof that he is otherwise insured or proof of divorce or legal separation, but it really depends on the state you are in and the insurance laws pertaining to that state.