You’re going to have a challenge. First you need to work on getting it zoned properly.
If you try to get strictly commercial insurance and you have a claim and they find out it was because it was being used as a residence, it may void the policy.
You will need a homeowner’s policy that might have some commercial provisions in them….a ‘combination’ policy so to speak.
Since there are plenty of home based businesses that need a combination policy, an experienced personal lines insurance agent will be able to help you.
September 22nd, 2009 at 8:17 am
You’re going to have a challenge. First you need to work on getting it zoned properly.
If you try to get strictly commercial insurance and you have a claim and they find out it was because it was being used as a residence, it may void the policy.
You will need a homeowner’s policy that might have some commercial provisions in them….a ‘combination’ policy so to speak.
Since there are plenty of home based businesses that need a combination policy, an experienced personal lines insurance agent will be able to help you.