what kind of insurance do i need for a property that is zoned commercial and used as a residence? HELP!!!?

Posted on Sep 22, 2009 under Insurance Information |

10 Responses to “what kind of insurance do i need for a property that is zoned commercial and used as a residence? HELP!!!?”

  1. You’re going to have a challenge. First you need to work on getting it zoned properly.
    If you try to get strictly commercial insurance and you have a claim and they find out it was because it was being used as a residence, it may void the policy.
    You will need a homeowner’s policy that might have some commercial provisions in them….a ‘combination’ policy so to speak.
    Since there are plenty of home based businesses that need a combination policy, an experienced personal lines insurance agent will be able to help you.

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